|本期目录/Table of Contents|

[1]范莉珈,谢绵陛.家庭资产负债率与家庭收入关系[J].集美大学学报(哲学社会科学版),2016,19(03):52-59.
 FAN Li-jia,XIE Mian-bi.On the Relationship between Family Asset-Debt Ratio and Household Income[J].philosophy&social sciences,2016,19(03):52-59.
点击复制

家庭资产负债率与家庭收入关系()
分享到:

《集美大学学报》(哲学社会科学版)[ISSN:1006-6977/CN:61-1281/TN]

卷:
19
期数:
2016年03期
页码:
52-59
栏目:
出版日期:
2016-07-28

文章信息/Info

Title:
On the Relationship between Family Asset-Debt Ratio and Household Income
作者:
范莉珈12谢绵陛12
(1. 集美大学 财经学院,福建 厦门 361021;2.集美大学海西经济运行效率与风险测评研究中心,福建 厦门 301621)
Author(s):
FAN Li-jia12XIE Mian-bi12
(1. School of Finance and Economics, Jimei University, Xiamen 361021, China; 2. Research Center for Economic Operation and Risk Evaluation in the Economic Zone on the West Coast of the Taiwan Straits, Jimei University, Xiamen 361021, China)
关键词:
资产负债率家庭收入CHFS
Keywords:
asset-liability ratio family income CHFS
分类号:
-
DOI:
-
文献标志码:
A
摘要:
利用2013年中国家庭金融调查 (China Household Finance Survey,CHFS)的数据,在分析中国家庭资产与负债现状的基础上,研究家庭总收入与家庭的资产负债率之间的关系。研究表明:家庭的资产、负债与家庭收入密切相关,通常高收入的家庭会有较大规模的资产,较低的负债水平;低收入家庭则恰恰相反。进一步分析家庭资产负债率,研究表明:收入较高的家庭会拥有较低的资产负债率,城乡比较表现为农村家庭的资产负债率高于城市。
Abstract:
Based on the analysis of the current situation of family assets and liabilities, this paper uses 2013 China Household Finance Survey to investigate the relationship between family asset-liability ratio and household income. The research shows that the family’s assets and debts are closely related to the household income. Generally, high income families have more assets and a relatively low liabilities level, low-income families just the reverse. Through further analyzing the family asset-liability ratio, the research shows that higher income families will have lower asset-liability ratio; comparison between urban and rural areas shows that the asset-liability ratio of rural families is higher than that of urban ones. 

参考文献/References:

相似文献/References:

备注/Memo

备注/Memo:
更新日期/Last Update: 2016-09-21