金融为交易服务逻辑的再梳理——“货币金融学”教学改革理论与经验-《集美大学学报（教育科学版）》

文章信息/Info

Title:: Reanalysis about the Logic of Finance Serving Transaction——The Theory and Experience of Teaching Reform in Monetary & Finance

Author(s):: XIE Mian-bi; (College of Finance & Economics, Jimei University, Xiamen 361021, China)

Keywords:: financial thinking; financial technology; financial instruments; teaching reform; monetary & finance

摘要:: 过对分工、交易、市场和经济增长之间逻辑关系的再分析，认为“金融”是通过价值交换，实现财富管理目标的一门艺术和科学。提出了“以金融现象的发展演变为主线，以解决交易困难为目的，在介绍金融现象的过程中，阐释金融发展的内在逻辑和规律”的《货币金融学》教改思路。围绕“为交易服务”这一核心目的重新组织课程内容，将内容分为金融现象和金融理论；金融现象又包括金融工具、金融机构和金融制度。金融机构运用金融技术、通过创造金融工具、建立金融制度、组织交易过程等措施，解决各类交易障碍，实现为交易服务的金融目的，使经济个体能方便地通过交易活动实现财富管理和资源的有效配置。最后还分析和总结了其他相关教改经验。

Abstract:: Through the reanalysis of the logical relationship between division of labor, transaction, market and economic growth, this paper considers that “finance” is an art and science that realizes the goal of wealth management through value exchange. This paper puts forward a teaching reform idea about Money & Finance that, along the core line of the evolution of financial phenomena and taking solving trading difficulties as financial purpose, we can deeply demonstrate the inherent logic and laws of financial development. The content of the curriculum is reorganized around the core purpose of “serving transactions”, which divides the content into financial phenomena and financial theories; financial phenomena include financial instruments, financial and financial institutions. By means of creating financial instruments, setting up financial institutions, organizing the transaction process and other measures, financial agencies solve various types of trading barriers, and achieve the financial purpose of trading services, so that economic individuals can easily achieve wealth management and effectively allocating resources through trading activities. Finally, other relevant teaching reform experiences were analyzed and summarized.