|本期目录/Table of Contents|

[1]邓帆帆,薛菁,闫海鑫.商业银行参与P2P网络借贷的路径分析及建议——基于贝叶斯网络投资模型的测算结果[J].集美大学学报(哲社版),2015,18(02):53-58.
　DENG Fan-fan,XUE Jing,YAN Hai-xin.An Analysis of and Suggestions for the Path for Commercial Banks to Participate in the P2P Network Lending——Based on the Bayesian Network Model[J].philosophy&social sciences,2015,18(02):53-58.
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商业银行参与P2P网络借贷的路径分析及建议——基于贝叶斯网络投资模型的测算结果()
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《集美大学学报》（哲社版）[ISSN:1006-6977/CN:61-1281/TN]

卷:
18
期数:
2015年02期
页码:
53-58
栏目:
出版日期:
2015-04-28

文章信息/Info

Title:
An Analysis of and Suggestions for the Path for Commercial Banks to Participate in the P2P Network Lending——Based on the Bayesian Network Model
作者:
邓帆帆1; 薛菁1; 闫海鑫2
（1.福建江夏学院 会计学院,福建 福州 350108;2.中国银行业监督管理委员会 两江监督分局，重庆 401120）
Author(s):
DENG Fan-fan1; XUE Jing1; YAN Hai-xin2
(1. College of Accounting, Fujian Jiangxia University, Fuzhou350108, China;2. Liangjiang Supervision Bureau, China Banking Regulatory Commission, Chongqing 401120, China)
关键词:
商业银行; P2P网络借贷; 贝叶斯网络; 路径分析
Keywords:
commercial bank;  P2P network lending;  Bayesian network model;  path analysis
分类号:
-
DOI:
-
文献标志码:
A
摘要:
面对日益火爆的P2P网络借贷市场，商业银行的参与欲望也日趋强烈，但商业银行参与P2P网络借贷是否合理，有无可能性，仍无定论。选取P2P平台之一“拍拍贷”交易数据为样本，基于贝叶斯网络概率模型，测算分析商业银行参与P2P网络借贷的可能性路径，并指出强化商业银行参与P2P网络借贷行为管控的政策建议，以期对传统商业银行选择未来发展之路提供借鉴。
Abstract:
Faced with an increasingly popular P2P network lending market, commercial banks’ desire to participate is becoming stronger, but it is still unknown whether their participation is reasonable and possible. This paper selected trading data of PPDAI as sample, and based on the Bayesian network model, analyzed the feasible path for commercial banks to participate in theP2P network lending. It also offered some policy recommendations to strengthen their participation in the management and control of P2P network lending. The paper provides a reference for traditional commercial banks to choose their future development.

参考文献/References:

相似文献/References:

[1]黄静如,陈晓玲.利率市场化背景下商业银行管理会计创新研究[J].集美大学学报(哲社版),2016,19(03):46.
　HUANG Jing-ru,CHEN Xiao-ling.Innovation of Management Accounting at the Commercial Bank in the Context of Interest Rate Liberation[J].philosophy&social sciences,2016,19(02):46.

备注/Memo

备注/Memo:
更新日期/Last Update: 2015-12-31